Crypto Cards Comparison

Compare the top crypto credit and debit cards to find the best perks, cashback rates, and features that suit your lifestyle.

Coinbase One Card

Coinbase One Card

Card Type Credit Amex
Cashback 2% - 4% (by balance tier)
Reward Currency Bitcoin (BTC)
Staking Required No (Tiers based on portfolio balance)
Monthly Fee $4.99/mo (Coinbase One membership)
Top Perk No foreign transaction fees, travel protections
Apple/Google Pay Yes

Beluga's Take: The go-to choice for US customers, built on the biggest American exchange with Bitcoin rewards and seamless Coinbase integration.

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Ether.fi Cash

Ether.fi Cash

Card Type Non-custodial Visa
Cashback Up to 4%
Reward Currency Points / ETHFI
Staking Required No (Unlocks VIP tiers)
Monthly Fee $0
Top Perk Borrow against crypto, Zero FX Fees
Apple/Google Pay Yes

Beluga's Take: Best for DeFi users who want to borrow against their crypto instead of selling, while still earning rewards on everyday spending.

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Gemini Credit Card

Gemini Credit Card

Card Type Credit Mastercard
Cashback 1% - 4% (by category)
Reward Currency Choice of 50+ cryptos
Staking Required No
Monthly Fee $0
Top Perk No foreign exchange fees
Apple/Google Pay Yes

Beluga's Take: A strong credit card option for US crypto users who want to earn rewards in the coin of their choice with no foreign transaction fees.

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Crypto.com Visa

Crypto.com Visa

Card Type Prepaid Visa
Cashback 0% - 5%
Reward Currency CRO token
Staking / Lockup Optional (New 'Level Up' Subscription available)
Monthly Fee $0 (Basic) / Paid tiers available
Top Perk Spotify, Netflix, Airport Lounges
Apple/Google Pay Yes

Beluga's Take: Best suited for Crypto.com ecosystem users who want lifestyle perks like Spotify and Netflix rebates alongside their crypto rewards.

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Nexo Card

Nexo Card

Card Type Dual Mode Mastercard
Cashback Up to 2% (in Credit Mode)
Reward Currency NEXO token or BTC
Staking Required Optional (for tiers)
Monthly Fee $0
Top Perk Spend without selling crypto
Apple/Google Pay Yes

Beluga's Take: Ideal for long-term holders who want to spend against their crypto portfolio without triggering a taxable sale.

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Bybit Card

Bybit Card

Card Type Debit Mastercard
Cashback Up to 10%
Reward Currency Points to Crypto
Staking Required No (Based on VIP/Spending)
Monthly Fee $0
Top Perk Free ATM withdrawals
Apple/Google Pay Yes

Beluga's Take: A great pick for active Bybit traders who want to put their exchange balance to work with high cashback potential.

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Kast Card

Kast Card

Card Type Prepaid Visa
Cashback 2% KAST Points + 4% $MOVE (Season 5)
Reward Currency KAST Points / $MOVE (limited time)
Staking Required No (SOL staking boosts rewards)
Monthly Fee $0
Top Perk Instant virtual card, multi-network stablecoins
Apple/Google Pay Yes

Beluga's Take: A newer card worth watching with solid stablecoin spending and bonus $MOVE rewards, making it a compelling option for early adopters.

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MetaMask Card

MetaMask Card

Card Type Web3 Debit Card
Cashback Up to 3% (Premium)
Reward Currency Supported tokens via Linea
Staking Required No
Monthly Fee $0 (Std) / $199/yr (Metal)
Top Perk Direct self-custody access
Apple/Google Pay Yes

Beluga's Take: Perfect for self-custody advocates who want to spend directly from their Web3 wallet without giving up control of their keys.

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Wirex Card

Wirex Card

Card Type Debit Visa / Mastercard
Cashback Up to 8%
Reward Currency WXT token
Staking Required Yes (for higher tiers)
Monthly Fee $0 (Standard) / Paid tiers available
Top Perk High free-spending limits
Apple/Google Pay Yes

Beluga's Take: A versatile option for frequent international spenders with broad crypto support and high cashback potential at upper tiers.

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